BBNI.JK

PT Bank Negara Indonesia (Persero) Tbk

Financial Services
PER
8.16
ROE
12.3%
Beta
0.27
Dividend Yield
854.00%

Overall Score

Risk Profile

Growth Potential

Quick Scorecard

Fundamental
Likuiditas
Volatilitas
Valuasi
Pertumbuhan
Sentimen

Investment Recommendation

🔄 Action

🎯 Strategy

    Key Strengths

      Areas for Improvement

        Analisis Komprehensif

        Perbandingan dengan Rata-rata

        Fundamental Analysis

        Profitability

        Growth Metrics

        544.00
        EPS
        12.3%
        ROE
        40.5%
        Net Profit Margin
        -1.8%
        Revenue Growth

        Kekuatan Fundamental

        • Net profit margin 40.5% yang kuat

        Area Perhatian

        • ROA 1.8% di bawah optimal

        Likuiditas

        Volume Analysis

        Liquidity Score

        63.3M
        Avg Daily Volume
        10.94%
        Turnover Ratio
        0.100
        Bid-Ask Spread

        Analisis Likuiditas

        • Volume harian cukup untuk perdagangan normal
        • Spread relatif lebar, perhatikan eksekusi

        Rekomendasi

        • Tingkat perputaran saham sehat

        Volatilitas & Risiko

        Risk Metrics

        Volatility Level

        -3.7%
        Value at Risk
        0.27
        Beta Coefficient
        40.2%
        Std Deviation
        -31.1%
        Max Drawdown

        Profil Risiko

        • Beta rendah (0.27), kurang volatil dari pasar
        • Maximum drawdown perlu diwaspadai

        Tingkat Volatilitas

        • Volatilitas tinggi, risiko lebih besar
        • Potensi kerugian harian terbatas

        Valuasi

        Valuation Multiples

        Valuation Score

        8.2
        PER
        1.0
        PBV
        10.0
        EV/EBITDA
        854.00%
        Dividend Yield

        Status Valuasi

        • UNDERVALUED - PER dan PBV menarik
        • PEG ratio 1.00 wajar

        Daya Tarik Investasi

        • Dividend yield 854.00% menarik
        • EV/EBITDA 10.0 wajar

        Pertumbuhan

        Growth Comparison

        Growth Momentum

        -10.6%
        Earnings Growth
        -1.8%
        Revenue Growth
        3.0%
        Capex to Sales
        1.00
        PEG Ratio

        Momentum Pertumbuhan

        • Pertumbuhan laba lambat (-10.6%)
        • Revenue tumbuh lebih cepat dari earnings

        Investasi Masa Depan

        • Capex rendah, mungkin kurang investasi

        Sentimen Pasar & Momentum

        Technical Indicators

        Momentum Timeline

        50.0
        RSI
        0.100
        MACD
        5.2%
        Momentum 3B
        -8.7%
        Momentum 12B

        Kondisi Teknikal

        • RSI 50.0 - Netral
        • MACD positif, momentum naik

        Trend Jangka Panjang

        • Trend negatif (-8.7%)
        • Momentum jangka pendek menguat